Florida Banking Lawyer
Assisting lenders, creditors, consumers and commercial clients
Attorney John E. Phelan and his staff handle regulatory, compliance and risk-management issues for their lender, creditor, consumer and commercial clients. John E. Phelan has 30 years of experience dealing with changing legal standards and helping clients comply with rules and regulations. The firm offers litigation and advisory services across a broad range of legal issues, including:
The Federal Reserve regulates banks, managing the nation’s money supply through monetary policies that stabilize inflation or deflation, moderate long-term interest rates or maximize employment opportunities. Lenders and borrowers watch opportunities rise and fall in relation to these systemic pressures. John E. Phelan works closely with financial institutions to implement policies in compliance with state and federal laws. The scope of the firm’s practice encompasses:
Lenders may secure loans made to borrowers by requiring down payments or other collateral. In the event of default, the borrower cedes the right to collateral used to secure the loan. There are limits to what types of collateral may be used to secure a loan. John E. Phelan can advise you about any of the following legal issues:
Commercial lending and borrowing
Securing financing for business development or expansion can be difficult. Credit checks and due diligence may reveal risks or liabilities that could raise interest rates on the loan or otherwise impact the eligibility of your business for financing. John E. Phelan regularly advises clients about the following legal issues:
Since the mortgage bubble burst, many homeowners now owe more on their homes than those homes are worth. Many people face rising debts that exceed their current budgets. Others are shocked to discover they have been defrauded through bad checks, creditor liens and other financially devastating transactions. John E. Phelan knows the law and can help you protect your personal assets. He and his staff handle consumer-protection litigation as it relates to:
Contact John E. Phelan, P.A. in Miami today.
If you need assistance with a banking matter, we can help you with all of the necessary details. Call John E. Phelan, P.A. today at 305-373-6606 to speak with an experienced attorney, or contact the firm online.